Effective Date: July 15, 2026
Last Updated: July 15, 2026
1. Acceptance of Terms
By accessing https://www.snagaquote.net/ or submitting a quote request, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree with any part of these Terms, please do not use our services.
2. About Our Services
SnagAQuote is operated by Ominira Marketing LLC, a licensed insurance agency. We provide life insurance quote assistance services to consumers in the United States. Information provided through our platform is for informational purposes only and does not constitute a binding insurance contract or guarantee of coverage.
Actual policy terms, premiums, and availability are subject to underwriting approval by the applicable insurance carrier.
3. SMS / Text Messaging Program
Program Name: SnagAQuote SMS Alerts
Description: SnagAQuote's SMS program delivers insurance quote notifications, follow-up reminders, and customer support messages to individuals who have requested a quote through our website.
How to Opt In: You opt in to receive SMS messages by submitting the quote request form at https://www.snagaquote.net/ and providing your mobile phone number. By completing and submitting the form, you consent to receive text messages from SnagAQuote at the number provided.
Message Frequency: Message frequency varies. You may receive up to 5 messages per month depending on your quote request and follow-up activity.
Message and Data Rates: Msg & Data Rates May Apply. Please check with your wireless carrier for details regarding your plan's messaging rates.
How to Opt Out: Reply STOP to any SMS message at any time to unsubscribe. You will receive one final confirmation message confirming your opt-out. No further messages will be sent. To re-subscribe, reply START.
How to Get Help: Reply HELP to any message for assistance, or contact us directly at info@snagaquote.net or (804) 499-9541.
Supported Carriers: Service is available on major U.S. wireless carriers including AT&T, T-Mobile, Verizon, and others. Carrier availability may vary.
4. Privacy Policy
Your use of our services is governed by our Privacy Policy, available at https://www.snagaquote.net/privacy-policy, which is incorporated into these Terms by reference. Please review it carefully to understand how we collect, use, and protect your information.
5. User Representations
By using our services, you represent and warrant that:
You are at least 18 years of age
You have the legal authority to enter into these Terms
All information you provide is accurate, current, and complete
You are the authorized user of the mobile phone number provided
6. Disclaimer of Warranties
Our services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components.
7. Limitation of Liability
To the fullest extent permitted by applicable law, Ominira Marketing LLC, its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, punitive, or consequential damages arising from or related to your use of our services, even if we have been advised of the possibility of such damages.
8. Indemnification
You agree to indemnify and hold harmless Ominira Marketing LLC and its affiliates, officers, employees, and agents from any claims, liabilities, damages, or expenses (including reasonable attorneys' fees) arising from your use of our services or violation of these Terms.
9. Governing Law
These Terms and Conditions are governed by and construed in accordance with the laws of the Commonwealth of Virginia, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Richmond, Virginia.
10. Changes to These Terms
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Your continued use of our services after any modifications constitutes your acceptance of the revised Terms.
11. Contact Information
For questions or concerns regarding these Terms, please contact us:
Ominira Marketing LLC (SnagAQuote)
Richmond, VA 23222
Email: info@snagaquote.net
Phone: (804) 499-9541
Website: https://www.snagaquote.net/